B. Access to the Websites
We provide Visitors and Registered Users with access to the Websites as described below.
Visitors: Visitors are individuals who do not create a login and can only access publically-available features and functionalities of the Websites.
Registered Users: Registered Users are individuals who create a login and can access public as well as password-protected areas of the Websites.
C. Collection of Information
We may collect information as described below (collectively, the “Information”).
D. Use of Information
The Information that we collect is used by us for client relations, marketing, and analytics purposes.
E. Sharing of Personal Information
The RA Companies do not sell any of your Information.
The RA Companies may share your Information with non-affiliated third parties in the following limited circumstances:
1. We disclose your Information to companies that assist us in the servicing of your account.
2. We may enter into "joint marketing relationships" with third-party financial institutions. If we enter into such relationships, we will ensure that such third-parties are contractually required to protect the confidentiality of any Information provided.
3. We may share aggregated, non-personal data with our affiliates, agents, business and promotional partners, and other third parties. We may also disclose aggregate statistics in order to describe the Websites to current and prospective business partners, or other third parties.
4. We may disclose or report your Information to the extent we reasonably believe that the law requires disclosure or reporting. For example, disclosure of your Information may be required to cooperate with regulators or law enforcement authorities for institutional risk controls or authentication checks.
F. Security and Protection of Your Information
We take commercially reasonable steps to protect your Information from loss, misuse, and unauthorized access or disclosure. Such commercially reasonable steps include physical, electronic, and procedural safeguards. For example, we make extensive use of firewall barriers, encryption techniques and authentication procedures. Additionally, we use best efforts to:
1. Ensure that any third parties with which we share your Information maintain strict confidentiality procedures and data privacy frameworks, and only use your Information as expressly authorized by us;
2. Restrict access to Information to only those employees and agents required for legitimate business purposes; and
3. Contractually require our employees to maintain the confidentiality of Information we collect.
The Information we collect is maintained in secure locations, and is mapped and overseen by the RA Companies’ Data Protection Officer. The RA Companies’ Data Protection Officer and Compliance Department conduct periodic reviews to monitor access and use of the Information.
Despite the steps we take to protect your Information, please be aware that we cannot guarantee the security of our databases or the databases of the third parties with which we may share your Information. We also cannot guarantee that the Information will not be intercepted while being transmitted over the internet, such as via e-mails you send to us.
G. Your Rights
We make every effort to keep your Information accurate and up-to-date. Please contact us at firstname.lastname@example.org if you:
- Identify any inaccuracy in your Information;
- Wish to make a change to your Information;
- Wish to make a request for access to your Information; or
- Wish to request that we delete your Information.
The RA Companies will respond to such requests within the timeframes required under applicable laws.
H. Data Breaches
In the event of a data breach, the Data Privacy Officer and the RA Companies will take any and all reasonable steps necessary, which may include technical measures to limit further breaches and informing affected parties and authorities.
If you have any questions or concerns regarding this policy, please contact us at email@example.com or firstname.lastname@example.org.